Beneficiary Liquidity Plan®

Planning Ahead

The Final Piece of Your Financial Plan®

A Beneficiary Liquidity Plan® (BLP), gives you the ability to plan ahead by allocating existing funds to help cover expenses your loved ones are likely to incur in the months following your passing.

There may be expenses that surviving families members may need to take care of upon your passing and before any inherited funds can be accessed. More than 50% of families report going into debt after the death of a loved one.² The Beneficiary Liquidity Plan® can help to avoid potential financial burdens left to beneficiaries. This plan provides full access to policy funds within 48 hours. 

These funds can be used for:

  • Mortgage payments
  • Legal fees related to closing out your estate
  • Funeral expenses
  • Loss of wages
  • Loved ones travel expenses
  • And more

Ensure Your Loved Ones Have Quick, Easy Access to Allocated Funds

These allocated funds can help cover expenses to settle your estate.

  • No health questions
  • No medical exam or tests
  • No required ongoing premium payments
  • Guaranteed issue whole life policy¹

 

PLUS, full access to policy funds within 48 hours.

Gain Full Access Within Days, Not Months

We use a patent pending process to help your loved ones when they need it most. No death certificate is required if filing through a licensed funeral home.³

Beneficiary Liquidity Plan Survey

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Years in the Financial & Funeral Industries

Licensed to Sell Insurance & Annuities

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States Served Plus the District of Columbia

Certified Notary Public
State Of Florida

Explore Our FAQs

Access Funds Within 48 Hours

No death certificate is required if filing through a licensed funeral home.* We use a patent pending process to help your family when they need it most. 

There are no required ongoing monthly payments for this coverage. You simply allocate a small portion of your existing financial assets into a BLP.

If at your passing you don't have a BLP in place, your beneficiaries will need to do the following during this difficult time:

  • Request a copy of the Death Certificate from Department of Health and Human Services.
  • Wait as long at 6 weeks to receive the certificate by mail.
  • File claim paperwork with the insurance and/or investment company.
  • Wait up to another 30 days for the claim paperwork to get processed and funds to be released.

 

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With Us, Your Financial Future Is in Trusted Hands

Our team of dedicated professionals brings a wealth of experience in financial planning and insurance services. Whether you're safeguarding your family's future with life insurance, planning for retirement, or seeking strategies to manage debt, we're here to lead the way.

Reach Out Today!

Get a Beneficiary Liquidity Plan® for Peace of Mind

Cover unexpected financial burdens for your loved ones after your passing. Find out more about how a BLP can benefit you and them. Get in touch now!

¹Single Premium Whole Life Policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.

²According to the 2022 “The Cost of Dying” report published by Empathy.com.

³The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.