A Beneficiary Liquidity Plan® (BLP), gives you the ability to plan ahead by allocating existing funds to help cover expenses your loved ones are likely to incur in the months following your passing.
There may be expenses that surviving families members may need to take care of upon your passing and before any inherited funds can be accessed. More than 50% of families report going into debt after the death of a loved one.² The Beneficiary Liquidity Plan® can help to avoid potential financial burdens left to beneficiaries. This plan provides full access to policy funds within 48 hours.
These funds can be used for:
These allocated funds can help cover expenses to settle your estate.
PLUS, full access to policy funds within 48 hours.
We use a patent pending process to help your loved ones when they need it most. No death certificate is required if filing through a licensed funeral home.³
No death certificate is required if filing through a licensed funeral home.* We use a patent pending process to help your family when they need it most.
There are no health questions, medical exams or tests required in order to get a BLP.
There are no required ongoing monthly payments for this coverage. You simply allocate a small portion of your existing financial assets into a BLP.
The Beneficiary Liquidity Plan® is a single premium, whole life policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.
An electronic claim is filed through a U.S. based funeral home that participates in electronic filing. Claims filed by mail or without a licensed funeral provider may delay initial processing and payout.
If at your passing you don't have a BLP in place, your beneficiaries will need to do the following during this difficult time:
No death certificate is required if filing through a licensed funeral home.* We use a patent pending process to help your family when they need it most.
* The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.
There are no health questions, medical exams or tests required in order to get a BLP.
There are no required ongoing monthly payments for this coverage. You simply allocate a small portion of your existing financial assets into a BLP.
The Beneficiary Liquidity Plan® is a single premium, whole life policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.
An electronic claim is filed through a U.S. based funeral home that participates in electronic filing. Claims filed by mail or without a licensed funeral provider may delay initial processing and payout.
If at your passing you don't have a BLP in place, your beneficiaries will need to do the following during this difficult time:
Our team of dedicated professionals brings a wealth of experience in financial planning and insurance services. Whether you're safeguarding your family's future with life insurance, planning for retirement, or seeking strategies to manage debt, we're here to lead the way.
Cover unexpected financial burdens for your loved ones after your passing. Find out more about how a BLP can benefit you and them. Get in touch now!
¹Single Premium Whole Life Policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.
²According to the 2022 “The Cost of Dying” report published by Empathy.com.
³The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.
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The Beneficiary Liquidity Plan Survey
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